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The Bank of Albania (Albanian: Banka e Shqipërisë) is the central bank of Albania based in Tirana. The bank of Albania has considerably evolved since being established, in contour with economic, political, and social developments. The main headquarters of the bank is in Tirana. The bank also has five other branches located in Shkodër, Elbasan, Gjirokastër, Korçë, and Lushnjë.

The primary goal of the Bank of Albania is to accomplish and sustain price stability. Collaborating with obligations developing from law, the Bank of Albania practices and applies policies of reaching its primary goal of keeping inflation under control. Along with their primary goal, the Bank of Albania promotes and supports the development of the foreign exchange regime and system, the domestic financial market, the payment system, and contributes to improving monetary and lending conditions.


One of the roles of the Bank of Albania is that it acts as manager of the county’s currency by balancing the currency in circulation and credit with in the economy. This role is important because allowing too much currency into circulation will end up leading to inflation and allowing less currency in circulation will prevent the economy to grow. As acting currency manager, the Bank of Albania pursues to reach equilibrium between two extremes, which is to promote economic growth by maintaining price stability.

Another role of the Bank of Albania is that it acts as the fiscal agent to the most important client in the country, which is the Albanian Government. Since being the central Bank of Albania, the bank performs a wide range of financial services dealing with billions of Albanian Leks. The Government of Albania keeps an open account with the bank, through which it makes many domestic and international financial transactions. The Treasury operations, which consist of receipts and expenses made by the government is not carried out within the Bank of Albania, but through commercial banks.


The Bank of Albania is mandated by the Government to supervise and regulate all activity of banks and institutions operating banking activity within the country. The Bank of Albania enforces rules on the establishment of banks and institutions and licenses them. The bank also supervises and monitors all activity of these institutions to ensure that they follow and obey the laws and regulations.


The economy of Albania has undergone a transition from its communist past into an open-market economy in the early 1990s. Although the country is rich in natural resources, the economy is mainly bolstered by agriculture, migrant remittances, the informal economy, and the services sector.

The collapse of communism in Albania came later and was more chaotic than in other Eastern European countries and was marked by a mass exodus of refugees to Italy and Greece in 1991 and 1992. The country attempted to transition to autarchy, but this eventually failed. Attempts at reform began in earnest in early 1992 after real GDP fell by more than 50% from its peak in 1989. Albania currently suffers from high organised crime and corruption rates.

The democratically elected government that assumed office in April 1992 launched an ambitious economic reform program to halt economic deterioration and put the country on the path toward a market economy. Key elements included price and exchange system liberalization, fiscal consolidation, monetary restraint, and a firm income policy. These were complemented by a comprehensive package of structural reforms including privatization, enterprise, and financial sector reform, and creation of the legal framework for a market economy and private sector activity. Most agriculture, state housing, and small industry were privatized. This trend continued with the privatization of transport, services, and small and medium-sized enterprises. In 1995, the government began privatizing large state enterprises. After reaching a low point in the early 1990s, the economy slowly expanded again, reaching its 1989 level by the end of the decade

Exchange rates Albanian currency USD dollars

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No Institution City Heading Branch Name Swift Code 1 ALPHA BANK TIRANA TIRANA CRBAALTRXXX 2 BANK OF ALBANIA TIRANA   STANALTRXXX 3 BANKA KOMBETARE TREGTARE SH.A. BERAT   NCBAALTX023 4 BANKA KOMBETARE TREGTARE SH.A. DURRES   NCBAALTX014 5 BANKA KOMBETARE TREGTARE SH.A. ELBASAN   NCBAALTX016 6 BANKA KOMBETARE TREGTARE SH.A. FIER   NCBAALTX022 7 BANKA KOMBETARE TREGTARE SH.A. GJIROKASTRA   NCBAALTX015 8 BANKA KOMBETARE TREGTARE SH.A. KORCE   NCBAALTX013 9 BANKA KOMBETARE TREGTARE SH.A. KUKES   NCBAALTX029 10 BANKA KOMBETARE TREGTARE SH.A. LEZHE   NCBAALTX028 11 BANKA KOMBETARE TREGTARE SH.A. LUSHNJE   NCBAALTX018 12 BANKA KOMBETARE TREGTARE SH.A. PESHKOPI   NCBAALTX030 13 BANKA KOMBETARE TREGTARE SH.A. POGRADEC   NCBAALTX024 14 BANKA KOMBETARE TREGTARE SH.A. SARANDE   NCBAALTX025 15 BANKA KOMBETARE TREGTARE SH.A. SHKODER   NCBAALTX019 16 BANKA KOMBETARE TREGTARE SH.A. TIRANA   NCBAALTXXXX 17 BANKA KOMBETARE TREGTARE SH.A. TIRANA   NCBAALTX011 18 BANKA KOMBETARE TREGTARE SH.A. TIRANA   NCBAALTX012 19 BANKA KOMBETARE TREGTARE SH.A. TIRANA   NCBAALTX020 20 BANKA KOMBETARE TREGTARE SH.A. TIRANA   NCBAALTX021 21 BANKA KOMBETARE TREGTARE SH.A. TIRANA   NCBAALTX026 22 BANKA KOMBETARE TREGTARE SH.A. TIRANA   NCBAALTX027 23 BANKA KOMBETARE TREGTARE SH.A. TIRANA   NCBAALTX031 24 BANKA KOMBETARE TREGTARE SH.A. VLORE   NCBAALTX017 25 BANKA POPULLORE TIRANA   PUPPALTRXXX 26 CREDINS BANK SH.A TIRANA   CDISALTRXXX 27 CREDIT BANK OF ALBANIA TIRANA   CBOAALTRXXX 28 FIRST INVESTMENT BANK-ALBANIA SH.A TIRANA   FINVALTRXXX 29 INTERNATIONAL COMMERCIAL BANK TIRANA   ICOAALTRXXX 30 INTESA SANPAOLO BANK ALBANIA SH.A. DURRES   USALALTRDR2 31 INTESA SANPAOLO BANK ALBANIA SH.A. DURRES   USALALTRDUR 32 INTESA SANPAOLO BANK ALBANIA SH.A. ELBASAN   USALALTRELB 33 INTESA SANPAOLO BANK ALBANIA SH.A. FIER   USALALTRFIE 34 INTESA SANPAOLO BANK ALBANIA SH.A. GJIROKASTRA   USALALTRGJR 35 INTESA SANPAOLO BANK ALBANIA SH.A. KORCE   USALALTRKOR 36 INTESA SANPAOLO BANK ALBANIA SH.A. LEZHE   USALALTRLZH 37 INTESA SANPAOLO BANK ALBANIA SH.A. LUSHNJE   USALALTRLUS 38 INTESA SANPAOLO BANK ALBANIA SH.A. SHKODER   USALALTRSH1 39 INTESA SANPAOLO BANK ALBANIA SH.A. TIRANA   USALALTRXXX 40 INTESA SANPAOLO BANK ALBANIA SH.A. TIRANA   USALALTR010 41 INTESA SANPAOLO BANK ALBANIA SH.A. TIRANA   USALALTR020 42 INTESA SANPAOLO BANK ALBANIA SH.A. VLORE   USALALTRVL2 43 INTESA SANPAOLO BANK ALBANIA SH.A. VLORE   USALALTRVLR 44 MINISTRY OF FINANCE OF ALBANIA TIRANA   MIFBALTRXXX 45 NATIONAL BANK OF GREECE SA TIRANA TIRANA ETHNALTXXXX 46 PROCREDIT BANK SH. A. ALBANIA (FORMERLY FEFAD BANK) DURRES   FEFAALTRDUR 47 PROCREDIT BANK SH. A. ALBANIA (FORMERLY FEFAD BANK) FIER   FEFAALTRFIE 48 PROCREDIT BANK SH. A. ALBANIA (FORMERLY FEFAD BANK) TIRANA   FEFAALTRXXX 49 PROCREDIT BANK SH. A. ALBANIA (FORMERLY FEFAD BANK) TIRANA   FEFAALTRTIR 50 RAIFFEISEN BANK SH.A. TIRANA   SGSBALTXXXX 51 TIRANA BANK TIRANA   TIRBALTRXXX 52 UNION BANK SH.A. TIRANA   UNALALTRXXX 53 UNITED BANK OF ALBANIA SH.A TIRANA   AAISALTRXXX 54 VENETO BANKA SH.A TIRANA   ITSVALTRXXX
 
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